Tips to protect yourself from impersonation scams

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Here are some tips to protect yourself from impersonation scams:

Be cautious of unsolicited communication:

• Don’t trust caller ID: Scammers can easily spoof caller ID to make it appear as if they are  calling from a legitimate source.  
• Be wary of unexpected requests: Legitimate organizations will rarely ask for sensitive information via  email, text, or phone call.  
• Don’t click on links or open attachments: In suspicious emails or texts, links and attachments can lead to malware or phishing websites. This is obvious, but sometimes they still get us. 

Verify the source:

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• Contact the organization directly: Use a phone number or email address you know is legitimate to verify the request. If it is the website URL e.g., Bank of America, Citibank, etc., go visit their official website not the link provided to you.
• Check for spelling and grammar errors: Scammers often make mistakes in their messages. Though this improve a lot due to the availability of Generative AI. 
• Be aware of urgent requests: Scammers often create a sense of urgency to pressure you into making quick decisions.  

Protect your personal information:

• Don’t share personal information: Never share your Social Security number, bank account information, or other sensitive information with anyone unless you are certain of their identity.  
• Use strong passwords: Create unique, complex passwords for all your online accounts.  
• Enable two-factor authentication: This adds an extra layer of security to your accounts. This is a “must have” to activate for every online accounts, use Google Authenticator or similar free services. 

Additional tips:

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• Be aware of common scams: Stay informed about the latest scams and how to avoid them.
• Report scams: Report any suspicious activity to the appropriate authorities.
• Trust your instincts: If something feels wrong, it probably is.

By following these tips, you can significantly reduce your risk of falling victim to an impersonation scam.